‘Perceptive Underwriting’


Specialist underwriting team with 20 years experience of underwriting Accident and Health business
2 Underwriters
*Up to £25m aggregate event limit

Product Overview

What is it?

An innovative health insurance product for commercial and specialty groups domiciled in the UK. Cover provides the insured person with a cash lump sum payment upon diagnosis of any one of the covered cancers.

Key Benefits

Up to £50,000 tax free lump sum cash payment available post-diagnosis of a covered cancer
Focused coverage on the 6 main types of cancer
Cash benefit can be used for any purpose; to enhance the quality of life, supplement health insurance plan or for everyday incidental expenses
Affordable, competitive premiums coupled with comprehensive benefits
A new, innovative product that addresses the shortfalls in the current health insurance market and provides cash benefits when it is most needed

What Cover is provided?

Coverage provides protection for the 6 main types of cancer:


Why Critical Cancer?

Coverage can be used as part of an employee benefits package, which may assist in retaining and recruiting high quality staff
There are already a number of insurers offering critical illness cover (including cancer), however it is the general belief that the relative high premium costs for this cover is preventing clients from buying any form of illness cover. Critical Cancer Insurance seeks to bridge this gap through an affordable alternative
Cover automatically includes 6 main types of cancer including the 2 cancers with the largest incidence rates for males and females respectively, being: prostate and breast cancer
There are significant costs after the diagnosis of cancer. A lump sum cash benefit which can be used for any purpose, removes the financial burden incurred post diagnosis. For example, cover can help protect against any loss of earnings or childcare services or be used to improve the insured person’s quality of life
This product is supported by up to date cancer research and with cancer being prevalent in 1 of every 3 individuals, this insurance offers peace of mind to the employee but also enables a company to stand out from its competitors

Cover Eligibility

There is no requirement for medical information, cover available to UK residents, in full time employment and under the age of 70 who have not been previously diagnosed with cancer.

Coverage is provided in partnership with a leading Lloyd’s Syndicate who hold an A(Excellent) A.M. Best rating.

Target Market

Available to UK Groups and Corporate entities from SME to multi-national corporations and sold on a compulsory basis to all members within a group.

This product can be purchased in conjunction with our other A&H products for example alongside our Group Personal Accident or Business Travel insurance products, which can help companies deliver a high quality employee benefits package.

To talk to us about this product call us on

020 3011 5700 or

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“ We offer the best A&H coverage with cost-effective premiums. Our philosophy is to provide innovative and hassle-free solutions giving our clients total peace of mind. ”


Nexus In-house Claims

Nexus offers a full claims management service

  • Direct access to a dedicated claims team
  • Utilisation of a panel of carefully selected lawyers by location and specialism at discounted rates
  • Access to a leading range of “value added services” including Collateral Warranty Checking Service, free legal advisory helpline, risk management and reputational defence advisors and more
Find out more

‘Perceptive Underwriting’